Sphakamiso
Sphakamiso is now driving wiser
Fuel Infrastructure Finance and Voucher Payments,
easy as padel
Built for Real-Time Operations
Trusted Retail Network
Astron
BP
Engen
Sasol
Shell
Total Energies
Astron
BP
Engen
Sasol
Shell
Total Energies
Choose your Bwiser path
driver or merchant
Start with registration, jump into merchant onboarding, or sign in if you already have access.
Request your place in the Bwiser merchant Slack
Merchants can request early access to the Bwiser Slack workspace for rollout updates, onboarding help, and support coordination.
Finance Lead
Talk to Tony about funding, settlements, and repayments.
Renewable vouchers. Leasing made simple.
Bwiser helps fleets and merchants plan energy with voucher payments and leasing options; so renewable energy stays accessible, EVs Can stay up to date with funding needs, loans that are trackable, and payments that are ready for realtime operations.
How Bwiser works
From voucher to repayment
01
Create voucher
Issue a Bwiser voucher for a driver or lease with the amount, station, and due items, then share the voucher ID or QR.
02
Validate at station
The station validates the voucher with QR or USSD geofence on the POS, prints a receipt, and settles the payment.
03
Repayment runs
Repayments appear on the driver dashboard, and auto-pay can settle balances on due dates while sending confirmation emails.
04
Track performance
Monitor settlement reporting, due items, and performance across drivers, leases, and stations from one process.
Success
Fuel payments stay tracked end-to-end with simple vouchers, predictable repayments, and clean reporting.
Case study
A founder story behind tapless payments
After a difficult experience with an earlier payments initiative that Tlhologelo Mabitle felt left him unfairly treated, he decided to build something new for the Flowdosi Merchant Group instead of walking away from the problem.
That decision led to a novel approach: USSD geofenced tapless payments designed for merchant environments, turning a frustrating setback into an unexpected breakthrough for Bwiser.
In many ways, it was a happy accident: a reaction to a tough moment that opened the path to a first-of-its-kind payment experience.
FAQ
How USSD tapless payments work
Merchant
How do USSD tapless payments work if there is no physical card tap?
Bwiser
The driver or merchant starts the payment process with USSD, and Bwiser checks the voucher, the user, and the geofenced station context before the transaction is approved.
Merchant
Wow that is quite novel, it's a really fresh take on frictionless payments.
Merchant
So what makes it secure?
Bwiser
Security comes from combining voucher validation, location awareness, merchant rules, and repayment tracking instead of relying only on a plastic card tap.
Merchant onboarding
Get live in 4 quick steps
01
Register
Capture merchant, station, and business details to start onboarding.
02
Verify
Submit KYC and onboarding documents so the account can be approved.
03
Install
Set up the POS, train staff, and configure voucher validation for the site.
04
Go live
Start accepting Bwiser vouchers with reporting and support already in place.
Merchants move from signup to live voucher acceptance in one guided process.
Bwiser Pro
Buy now
On sale
R 1,900
Own the device
Key features
- USSD geofenced payments
- Built-in receipt printing
- Portable, battery-powered terminal
- Wi‑Fi + 4G connectivity
- Fast settlement reporting
- Ready for Bwiser voucher payments
Merchant-ready
Built for onboarding, payments, and settlement operations so stations can go live with less friction and stronger control from day one.
Go live now
Countries where Bwiser operates
Bwiser is currently active in South Africa, shown here in the wider global payments map.
Latest Drivers
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Mihlali
Mihlali is now driving wiser
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Mduduzi
Mduduzi is now driving wiser
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Boikanyo
Boikanyo is now driving wiser
Voucher Split
How Bwiser splits every voucher between fuel and kiosk value
Bwiser treats voucher design as an operational tool, not just a payment token. When a voucher is issued, the platform can divide that value into two coordinated balances: one balance for fuel and one balance for kiosk use. This matters because drivers, merchants, and funding partners do not experience value in a single flat way. Fuel is the core operating requirement, but convenience spend still shapes the real economics of a station visit. By structuring the voucher into defined buckets, Bwiser makes the product more flexible without reducing control. The result is a system that feels practical for drivers, useful for merchants, and auditable for finance teams.
Finance Teams
Choose your loan-book access plan
Loan Book Starter
250 leases
R 499
/ month
For smaller finance teams that need a live view of their active Bwiser loan book.
- Up to 250 active leases
- Loan-book dashboard access
- Repayment ageing and arrears view
- CSV exports for reconciliation
- Email onboarding support
Portfolio Pro
2,500 leases
R 1,499
/ month
For larger finance teams that need deeper portfolio controls and lease allocation visibility.
- Up to 2,500 active leases
- Finance-company wallet visibility
- Investor-approved lease tracking
- Risk score notes on loan files
- Priority onboarding support